"If you surrender completely to the moments as they pass, you live more richly those moments." Anne Morrow Lindbergh
Something awakened within me after becoming a mother that took me years to recognize and identify. Slowly over time, parts of my spirit started to ignite. Emotions were triggered from deep within where earlier wounds still remained covered in deep scar tissue.
Imagine if there were a way to increase your chances of living your life in a way that makes you feel more fulfilled, more aligned with who you are and what your values are, and more at ease about your future. Imagine you had the ability to teach this way of life to your children so they grow up with these same principles that they can pass on to their children and their children's children. Sounds great, right?
One of the most terrifying things I have ever read.
Becoming a CFP®, or CERTIFIED FINANCIAL PLANNER(tm), has been the biggest challenge I have managed to push myself through. Countless hours of studying. Well over $5,000 for the educational requirement which included seven classes and two review classes as well as $600 to sit for the exam.
Finance is a complicated subject. It can, and has, made my head spin at times.
Building wealth, on the other hand, is very straightforward. No messy formulas to memorize or tricky equations to solve. Some may overcomplicate what it takes to build wealth by combining financial success with other topics such as investments or tax which can be complex.
Financial health is no different than other areas of our health. You do not need to fully understand cholesterol, body mass index, or high intensity interval training to know that if you eat junk food day after day and never exercise you will be unhealthy.
I have been giving some thought recently to what makes some of us happy, peaceful, glass-is-half-full kind of people while others of us are discontent, bitter, and woe is me kind of folks.
Think about the last time you had a financial mishap. Your washing machine croaked, your retirement portfolio tanked, or your monthly budget was blown. What was your reaction?
If you were not expecting these things to happen, you were probably upset or scared. We all get caught up in our own lives and how we think things should go. When something doesn't go as planned it can really shake us up, especially when money is involved
This guest post was written by Alanna Ritchie, a personal finance writer for Debt.org, a financial help website.
Managing Your Personal Debt
While money doesn’t buy happiness, it can send you careening full-speed into debt. Before long, bills start to pile up, the hole becomes deeper and you wonder how you are ever going to get your feet back on the ground.
Millions of Americans are suffering from what’s not in their wallets and how to pay the bills. It’s no wonder the stress seems downright unbearable:
Did you know you have an estate? Yes, You. I also have an estate.
Although the official definition is more wordy, there is an easy way to explain what your estate is:
All of your STUFF.
We all have stuff that sooner or later will need to be distributed. The state in which you live will get to decide the distribution for you through the probate process if you do not have basic estate planning documents in place when this time comes.
My children enjoy toys, gum, clothes, books, ebooks, songs downloaded from iTunes, markers, dry erase boards with dry erase markers, flourescent highlighters, flip flops, sports jerseys, stuffed animals, and ice cream to name a few.
Like a lot of parents, my hubby and I have a desire to teach our children to appreciate the value of a dollar, be independent and responsible, grasp money management, respect their belongings, and understand how things run in the real world.
Sometimes we know our financial situation isn't great but we don't want to admit to ourselves how bad things really are. Perhaps we are burying our heads in the sand in avoidance or pushing it off for sometime in the future. Bankrate.com recently published an article about how to tell how close you are to financial ruin. Read ahead if you dare, or cover your eyes and hum a tune for the next few minutes while I list the 8 signs you're close to the edge of financial disaster.